---
title: Can I Insure Goods in Transit If I'm Using a Third-Party Courier?
description: Using a third-party courier doesn't mean your goods are fully covered. Here's why goods-in-transit insurance still matters.
---

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# Can I Insure Goods in Transit If I'm Using a Third-Party Courier?

Using a third-party courier doesn't mean your goods are fully covered. Here's why goods-in-transit insurance still matters.

[Cover Buddies](https://www.coverbuddies.com/en/knowledge-hub/author/cover-buddies)

 Oct 1, 2026

---

**The short answer**

Yes — marine cargo insurance (often called goods-in-transit insurance in this context) can cover your goods regardless of who physically transports them, including third-party couriers or logistics providers. The courier's own liability is usually limited and separate from your own cargo cover.

**Why this comes up**

Businesses often assume that if a courier loses or damages a shipment, the courier's own insurance will cover the full value. In practice, courier liability is typically capped at a fairly modest amount per shipment, which can leave a significant gap if the goods are worth more than that.

**What to check in your policy**

Check what your courier's terms actually promise in the event of loss or damage, and compare that figure against the real value of what you're shipping. If there's a gap, your own goods-in-transit cover is what closes it, independent of whichever courier you use.

**Work with Cover Buddies Today!**

We can help you set up cover that protects your goods regardless of which courier or logistics provider you use to move them.

[Learn more about marine insurance](https://www.coverbuddies.com/marine-insurance-malaysia) or [get a quote](https://www.coverbuddies.com/request-information-commercial) to protect your shipments.

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