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Plate Glass Insurance for Businesses: What You Need to Know

Written by Shereen Chia | Sep 29, 2024 8:30:29 AM

What is Plate Glass Insurance?

This insurance is crucial for businesses with extensive glass installations. It covers the expenses of replacing broken glass, ensuring minimal disruption to business operations. Plate glass insurance can be included in a comprehensive business insurance policy or obtained as standalone coverage.

Key Coverages and Exclusions in Plate Glass Insurance Policies

When considering plate glass insurance, it is crucial to understand what is covered and what is not. Typically, these policies cover repairing or replacing broken or damaged glass. This can include the glass itself and any additional expenses related to the installation or temporary boarding up of the damaged area.

However, there are exclusions to be aware of. For instance, damage from neglect, intentional acts, or natural disasters like earthquakes or floods may not be covered. Additionally, some policies might not cover decorative glass or glass with intricate designs unless specifically included in the coverage. It is important to read the policy details carefully and discuss them with your insurance provider to ensure you have the necessary coverage.

If this sounds like you, consider getting Public Liability insurance coverage to ensure you have a comprehensive program.

If you need more information, contact us or request a call from Cover Buddies. One of our professional consultants will contact you within 24 hours.