The short answer
Usually not as a standard group plan — most group medical insurance in Malaysia requires a minimum of around 4 to 6 employees to qualify. With only 2 employees, a standalone individual medical card for each person is typically the more realistic option until the business grows.
Why this comes up
Small teams often want to offer real health benefits early on to stay competitive when hiring, but run into the group plan minimum before they've built up headcount. It can feel like a chicken-and-egg problem: you want the benefit to help you hire, but you need more hires to access the benefit.
What to check in your policy
If you're below the group minimum, ask what individual medical card options exist as a stopgap, and whether your insurer allows a smooth transition to a group plan once you cross the headcount threshold — some do, some require starting fresh.
Work with Cover Buddies Today!
We can help you set up individual cover now and plan ahead for group medical insurance as your team grows, so there's no gap in what you offer your people.
Learn more about group medical insurance or get a quote to see what fits your team size today.
